A
Medicare Part A
Hospital Insurance
Generally covers eligible inpatient hospital care, certain skilled nursing facility care, hospice care, and some home health services.
Medicare Education
UnderstandingMedicare.
Medicare includes several parts and different ways to receive coverage. Learn the basics so you can make more informed decisions about your healthcare options.
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Medicare Basics
The Four Parts of Medicare
Medicare is organized into different parts. Each part addresses particular kinds of coverage.
B
Medicare Part B
Medical Insurance
Generally covers medically necessary doctor services, outpatient care, preventive services, and certain medical equipment.
C
Medicare Part C
Medicare Advantage
An alternative way to receive Part A and Part B benefits through a Medicare-approved private insurance plan.
D
Medicare Part D
Prescription Drug Coverage
Helps cover eligible prescription medications through approved private insurance plans.
Medicare Part C
What Is Medicare Advantage?
Medicare Advantage plans are offered by Medicare-approved private insurance companies. They provide Part A and Part B benefits, with most plans also including Part D drug coverage.
Some plans offer additional benefits, such as dental, vision, or hearing services. Benefits, networks, eligibility, and costs depend on the specific plan.
You generally must have both Medicare Part A and Part B to join Medicare Advantage, and you must continue paying your Part B premium.
Ask a Medicare Question →Choosing Coverage
What Should You Consider?
Doctors and Hospitals
Review plan networks and rules for receiving care from your preferred healthcare providers.
Prescription Coverage
Check formularies, medication costs, and participating pharmacies.
Monthly and Out-of-Pocket Costs
Compare premiums, deductibles, copayments, coinsurance, and plan spending limits.
Your Location
Medicare Advantage plan availability and benefits may vary by county and ZIP code.
Medicare Questions
Frequently Asked Questions
What is Medicare Advantage?+
Medicare Advantage, also called Part C, is a Medicare-approved private health plan that provides Part A and Part B benefits. Most plans also include Part D prescription drug coverage.
Do I still need Medicare Part B?+
Generally, you must have both Part A and Part B to join Medicare Advantage and continue paying your Part B premium.
Do all Medicare Advantage plans have the same benefits?+
No. Plan premiums, covered benefits, provider networks, prescription drug coverage, and out-of-pocket costs vary.
Is Medicare Supplement the same as Medicare Advantage?+
No. Medicare Supplement Insurance, also known as Medigap, works with Original Medicare. It is not a Medicare Advantage plan.
Where can I learn about every available Medicare plan?+
Medicare.gov provides official Medicare information and tools to explore plans available in your area.
This page provides general Medicare education, not a description of specific Advantage4U plans or benefits. Plan details vary. Visit Medicare.gov for official information.